The POS system that makes payments a breeze

Lightspeed Payments provides everything you need to process sales and get paid in one place.

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Accept payments easily, online and in-store.

Payment processing has never been so simple and convenient.

  • Set up is a breeze; get up and running quickly so you can start getting paid ASAP
  • Experience transparent pricing with no surprises and zero hidden fees
  • Leverage a fully-integrated payment solution and two-way sync that saves you time
  • Rest easy with PCI compliance, end-to-end encryption plus constant monitoring for fraud
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iPad showing an product page, next to it a hand holds a card. A green trick in the top right signifies a successful payment.

"I believe it can only help us make more sales because customers can see that the line at the cash moves quickly. We can make conversation while we take care of their sale—we aren't concerning ourselves with missing dollars! We love it!"

Carol from Nicety's

"Lightspeed Payments has been very simple and hands off which is what you want from a processor. I don’t have to think about it - it just works in the background."

Clayton, SAS Shoes

A fully integrated payments solution.

Lightspeed Payments integrates seamlessly with your POS system, so everything is automatic. Just accept payments and we'll take care of the rest.

  • No need to manually key-in amounts at the point of sale
  • Speed up check-out and reconciliation so you can focus on what you do best
  • Reduce human error and keep your books in top shape
  • Pull your batch reports and settlements directly from your POS to maximize efficiency
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Hand holding card to terminal for contactless payment. To the left is an iPad POS showing payment screen and product selection.

Cost-effective and transparent payment processing fees.

With Lightspeed Payments, your processing fees are simple and predictable, so you can accept payments with confidence.

  • Get transparent pricing with no surprises when you open your statement
  • A simple fee structure that gives you more certainty in your business
  • Benefit from cost-effective pricing with no outrageous markups or added costs
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Hand holding card to terminal for contactless payment, surrounding by products. In the bottom left a circle indicates that the payment is 75% complete

Get up and running in a snap.

Whether it's hardware or software, getting set up is a breeze with Lightspeed Payments. You can set everything up yourself or have our support team guide you through the process.

  • Become transactional quickly with a plug-and-play setup
  • Enjoy personalised one-on-one training tailored to your needs
  • Need additonal help? Lightspeed's detailed resources are just a click away
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Get peace of mind when processing payments.

Security is our top priority. Lightspeed Payments comes with built-in capabilities to safeguard your funds and data.

  • Stay compliant with all PCI DSS requirements
  • Secure your data with end-to-end encryption for all transactions, in-store and online
  • Get 24/7 server security monitoring by our in-house team
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A tick in a brown circle between a iPad POS and a payments terminal indicates compliance

Top notch support on all things payments—all for free.

Got questions? Need tech support outside of business hours? At Lightspeed, we always have your back.

  • Enjoy unlimited support, 24/7—with no additional costs
  • All your payment needs—hardware, PCI compliance and funding—are handled under one roof
  • Webinars, demos and videos; again, all totally free
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Support specialist smiling with headset on

Gear up to accept all payment types.

Lightspeed Payments works with leading terminals and equipment so you can take payments with ease.

  • Take payments in style with a sleek and intuitive design that's retailer and customer-friendly
  • Enjoy increased mobility and take payments anywhere, in-store or curbside
  • Process transactions with EMV-compatible terminals and accept all popular payment types
  • Start selling and get paid immediately with Lightspeed's plug-and-play setup
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Lightspeed hardware bundle: laptop with Lightspeed Analytics on screen, iPhone screen, reciept printer, payment terminal and an iPad POS on a cash drawer

Sell in store? Online? All of the above?

Start using Lightspeed Payments today.
It’s ready to go — just turn it on.
Tapped, inserted, or swiped rate: 1.6%
Manually keyed-in rate: 1.9% + 0.25

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All the answers you’re looking for

Does Lightspeed offer a complete solution?

Lightspeed proudly offers a 360° integrated solution. Having only one provider for your point of sale technology, payment services, hardware and support team saves you countless time and money. Plus, it makes running your business so much easier.

I currently have a contract with another payment provider. How can I switch?

Depending on which provider you currently have a contract with and what your terms are, the cancellations fees they impose will differ. Thankfully, the switch process to Lightspeed Payments is smooth sailing. Our friendly support agents take you from start to finish and make sure you’re running without a hitch before you go live.

Is hardware included?

Lightspeed hardware is sold separately. For security purposes, you cannot use any existing terminal hardware you might already have as these have not been injected with the certified firmware. Safety first!

What is the average deposit time for funds?

You can expect to see money deposited into your account within 2 business days after a transaction is made. Please note, that a number of circumstances may affect this timeline, including delays caused by bank systems or risk monitoring. For further details on when to expect your funds, please refer to our documentation on getting paid, batch settlement reports, and integrated payments report.

Are there hidden fees?

Never. With Lightspeed you’ll never find a complicated or cryptic fee on your statement. The only thing you can expect is a £15 chargeback fee, should one even occur at all. We offer competitive rates and our experts are happy to tailor the right solution to fit your business. No monkey business here.

What happens if I get a chargeback?

Sadly, chargebacks can happen and they are a reality no retailer can escape. Luckily, we make it so much easier for you to deal with. You will be charged a single £15 fee and we will fight tooth and nail to dispute the claim on your behalf. We’ll assist you from start to finish and keep you updated on the status as the dispute progresses.

Where can I find all my payment related reports?

Your transaction and settlement reports are all in your Lightspeed POS, in the same place you run all your other standard reports from. Your deposits and batches are tracked in real-time, which makes reconciliation much faster and easier.

What card types can I accept with Lightspeed Payments?

Lightspeed Payments accepts all major credit and debit cards. And the rate is always the same no matter what card your customer chooses to pay with. No surprises.

More questions?

Did we miss anything? Give us a call or send us an email to keep the conversation going.